Grants in Canada cover a wide range of opportunities, from boosting small businesses to supporting students, funding innovation, and even helping families make homes more energy-efficient. The beauty of a grant is simple: It’s money that doesn’t need to be paid back, provided you meet the eligibility criteria. Here are 23 Canadian grants that can help you save or earn more.
Canada Student Grant for Full-Time Students
This grant reduces the upfront burden of tuition for students from low- and middle-income households. Eligible applicants can receive up to $3,000 per year, depending on family size and financial need. Unlike loans, this money doesn’t have to be repaid, which makes higher education more accessible. The grant is automatically assessed when students apply for government student aid, meaning no separate application is necessary. It’s a practical way to close the affordability gap for those pursuing college or university.
Apprenticeship Incentive Grant
Designed for those entering skilled trades, this grant provides up to $2,000 over two years to apprentices in Red Seal programs. The funding is offered in increments of $1,000 per year of training completed. Skilled trades such as plumbing, carpentry, and electrical work are critical sectors facing labour shortages across Canada. This grant not only helps apprentices offset training costs but also encourages more Canadians to pursue careers in these high-demand fields. Applying is relatively straightforward, and eligibility is tied to successfully finishing a level of technical training. For young workers, this grant eases financial pressure while supporting their entry into stable, well-paying careers.
Canada Emergency Business Account (CEBA) Forgivable Portion
Although CEBA was a pandemic relief loan, a key feature was the forgivable portion, which effectively acted like a grant. Businesses that repaid their loan by the set deadline could have up to $20,000 of their balance wiped out. This structure allowed small businesses to weather unprecedented challenges while preserving cash flow. While the program is closed to new applicants, many companies continue to benefit from the grant portion, saving them thousands of dollars.
Scientific Research and Experimental Development (SR&ED) Tax Credit
This isn’t a direct cheque, but it’s one of Canada’s most significant supports for innovation. Businesses conducting research and development can claim a portion of eligible expenses as refundable tax credits, which can effectively act like grant money. Small Canadian-controlled private corporations can receive up to 35% of qualifying costs refunded. For startups and tech companies, this program reduces the financial risk of experimenting with new products or processes. It also supports industries ranging from pharmaceuticals to clean energy, where breakthroughs can be costly to pursue. And, unlike traditional grants, SR&ED operates through the tax system, making it more predictable year after year.
Canada Green Homes Grant
The Canada Greener Homes Initiative provides homeowners with up to $5,000 in grants for energy-efficient upgrades. Eligible retrofits include installing better insulation, upgrading windows, or investing in renewable energy solutions like solar panels. On top of the grant, homeowners can access interest-free loans of up to $40,000 for larger projects. The program aims to cut household emissions and utility costs at the same time. Participants must first complete an energy evaluation to identify which upgrades qualify. While the upfront paperwork can feel tedious, the long-term payoff is significant.
Canada Arts Presentation Fund
This grant supports organizations that stage festivals, performances, and cultural events. Funding levels vary but can cover a substantial portion of eligible costs. The goal is to ensure Canadian audiences have access to diverse artistic experiences. For local communities, the fund not only enriches cultural life but also brings economic benefits by drawing visitors and stimulating tourism. Arts organizations often operate with tight budgets, so this grant can make the difference between canceling an event and bringing it to life. Applicants must present a clear plan showing how their event will engage the public.
Canada Summer Jobs Program (CSJ)
Although technically a wage subsidy, CSJ funding functions like a grant for small businesses, nonprofits, and municipalities that hire young workers. Employers receive reimbursement for up to 50% of minimum wage costs (100% for nonprofits), helping them create job opportunities. For students, this translates into paid summer experience that can lead to future employment. For employers, it’s a way to bring in talent while keeping labour costs manageable. Application windows open annually, and funding is competitive, so planning ahead is crucial. For nonprofits, CSJ can be the difference between hiring help or relying solely on volunteers.
Indigenous Skills and Employment Training (ISET) Program
This grant program funds Indigenous organizations to provide training and employment services tailored to their communities. Support ranges from skills development to job placement, ensuring Indigenous participants can secure sustainable employment. The funding is flexible, allowing local organizations to design programs that reflect cultural values and local economic realities. For individuals, it can cover training costs, certification, and support services such as childcare or transportation. This holistic approach recognizes that employment barriers are often tied to broader social challenges.
Canada Media Fund (CMF)
For film, television, and digital media creators, the CMF provides crucial funding. Grants can cover everything from script development to production, allowing Canadian voices to thrive in a global industry. The fund supports content that showcases Canadian culture while also being competitive internationally. Applications are assessed not just on artistic merit but also on commercial potential, making it a balanced approach to creativity and sustainability. The CMF has backed numerous successful productions, some of which have reached international audiences. For creators, receiving this funding can be transformative, providing the resources to hire crews, secure equipment, and distribute their work.
CanExport SMEs Program
Exporting to international markets is expensive, but this program helps small and medium-sized businesses cover costs. Eligible companies can receive up to $50,000 to explore new markets, attend trade shows, or adapt marketing materials. The focus is on diversification, encouraging businesses not to rely too heavily on domestic sales. Grants can cover travel expenses, translation services, or intellectual property protection abroad. For many businesses, this support is the tipping point that allows them to pursue global opportunities. Without it, international expansion can feel too risky or costly. By giving smaller firms a leg up, it reduces the dominance of large corporations in foreign markets.
Canada Emergency Wage Subsidy (CEWS) – Forgivable Support
Though CEWS was structured as a subsidy, its forgivable nature functioned much like a grant. Employers who demonstrated revenue declines during the pandemic could claim funding to cover a significant portion of employee wages. The idea was simple: keep workers employed and reduce layoffs during a period of economic uncertainty. Many organizations benefited from the program’s generous terms, which in some cases reimbursed up to 75% of wages. In addition, the program reinforced the importance of payroll continuity, ensuring workers had a steady income and companies avoided the costs of rehiring. Though temporary, it provided lasting value to businesses that managed to survive with grant-style wage relief.
Canada Council for the Arts Grants
These grants support individual artists, collectives, and arts organizations across all disciplines, from dance to digital media. Funding can be used for creation, production, touring, or career development. Awards vary in size, but many recipients receive tens of thousands of dollars to pursue their projects. The Council’s support not only sustains artists financially but also ensures Canadian art remains visible domestically and abroad. The application process is competitive, with emphasis on artistic merit, impact, and feasibility.
EcoAction Community Funding Program
This grant provides up to $100,000 to community groups leading environmental projects. Eligible activities include reducing pollution, conserving water, protecting habitats, or improving climate literacy. Unlike individual-focused programs, EcoAction prioritizes grassroots impact, encouraging groups to design local projects with measurable outcomes. For example, a community might use funding to restore wetlands, plant trees, or run sustainability workshops. Beyond environmental benefits, grants also generate financial value by lowering municipal costs and building community engagement.
Canada Job Grant
The Canada Job Grant supports workforce training by covering up to two-thirds of eligible training costs for employees. Employers apply on behalf of their workers, allowing them to upgrade skills without bearing the full financial burden. This grant is delivered through provincial and territorial programs, with specific guidelines and maximum funding limits varying by region. For small businesses, the program is particularly valuable because it helps retain staff while improving productivity. Workers also benefit, gaining credentials and skills that enhance employability and earnings. It reflects a simple truth: investing in people is often the most cost-effective strategy for businesses.
Women Entrepreneurship Strategy (WES) Ecosystem Fund
The WES Ecosystem Fund provides grants to organizations supporting women entrepreneurs. Funding helps create mentorship networks, training programs, and business incubators that address barriers women face in scaling businesses. While entrepreneurs don’t apply directly, they benefit through access to the programs funded by these grants. For example, women-led startups may gain free workshops, connections to investors, or access to specialized tools. These supports reduce personal financial strain and increase chances of long-term success.
Canadian Agricultural Partnership (CAP) Grants
The Canadian Agricultural Partnership is a federal-provincial initiative offering grants for projects that improve sustainability, innovation, and competitiveness in agriculture. Funding priorities include new technology adoption, environmental practices, and risk management. Producers and agribusinesses can apply for project-specific grants, often covering up to 50% of costs. Examples include upgrading equipment for energy efficiency, adopting precision agriculture tools, or improving food safety systems. For farmers, these grants lower the financial risk of modernization while increasing productivity. Many projects result in long-term savings, such as reduced fuel use or lower input costs.
Canada Council for Business Innovation (IRAP) Grants
Through the Industrial Research Assistance Program (IRAP), the National Research Council supports innovative small and medium enterprises. Grants can cover research staff salaries, equipment, and technical services. The aim is to help companies develop new products and bring them to market more quickly. Unlike loans, IRAP funding doesn’t require repayment, which encourages businesses to take risks in innovation. Grants are tailored to project scope, with some firms receiving hundreds of thousands of dollars in support. IRAP is particularly valuable for technology startups that may lack capital but have strong ideas.
Canada Cultural Spaces Fund
This program provides funding for infrastructure projects that support arts and heritage. Grants can cover costs such as building renovations, specialized equipment, or new construction. The goal is to ensure cultural organizations have the facilities needed to thrive. For communities, this often translates into upgraded theatres, galleries, or museums, which attract visitors and generate economic activity. Organizations save money by avoiding debt financing for capital projects. Smaller groups, in particular, benefit because they often lack resources for major upgrades.
Canada Emergency Rent Subsidy (CERS) – Forgivable Portion
Much like CEBA and CEWS, the CERS program provided forgivable support that acted like a grant. Businesses impacted by revenue declines could apply for rent subsidies of up to 65% (and even more in lockdown situations). The forgivable nature meant recipients didn’t face repayment obligations, making the program essential during pandemic uncertainty. For many, it was the difference between closing permanently and surviving. Landlords also benefited indirectly, as the subsidy ensured rent payments continued. Though temporary, the grant-style design saved businesses tens of thousands of dollars while maintaining economic stability.
Canada Graduate Scholarships (Master’s and Doctoral)
These grants provide financial support to students pursuing advanced degrees in Canada. The Master’s program offers $17,500 for one year, while doctoral candidates can receive $21,000 annually for up to three years. The goal is to help students focus on research rather than financial stress. For graduate students, these funds often replace the need for multiple part-time jobs or excessive borrowing. Research supported by these grants contributes to Canada’s innovation, health, and policy development. For many, the financial freedom provided by the grants allows them to complete impactful projects that might otherwise be impossible due to limited personal resources.
Canada Council for Small Communities Transportation Funding
This lesser-known grant assists rural and small communities in improving public transportation systems. Funding can cover costs such as planning, new vehicles, or pilot projects aimed at reducing transportation barriers. For residents, this translates into greater mobility, lower commuting costs, and better access to employment opportunities. For municipalities, grants reduce the financial risk of launching or expanding transit services, which often operate on tight budgets. Improved transportation systems also support local businesses by broadening the customer base and attracting visitors. It’s an example of how public-sector grants can indirectly put money back into the pockets of everyday Canadians.
Canada Book Fund
The Canada Book Fund supports publishers in producing and promoting Canadian-authored books. Grants help cover the costs of editing, design, translation, and marketing. The program’s purpose is to ensure Canadian readers have access to diverse, homegrown content while keeping publishers financially viable. For small and independent publishers, this funding is often the difference between releasing a book and shelving it due to costs. Authors indirectly benefit through greater visibility and the ability to reach wider audiences. The fund also saves publishers from taking on risky debt, enabling them to reinvest earnings into future projects.
Canada Media Production Tax Credit (CPTC)
This refundable tax credit is available to Canadian film and television productions, covering up to 25% of eligible labour expenditures. While technically a credit, it operates as a grant because refunds are issued even if no taxes are owed. Production companies benefit from reduced costs, which encourages investment in local talent and crews. The CPTC ensures Canadian productions remain competitive against larger international projects. It also attracts foreign investors to partner with Canadian firms, boosting revenue potential. Not to mention, by blending financial relief with cultural output, the CPTC demonstrates how grant-style programs sustain both profitability and cultural expression in Canada.
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